Terms of service

Last Updated: 12/24/2025

These Terms & Conditions govern your use of the website, services, and communications provided by Synergy Lending. By accessing our website, submitting your information, or opting in to receive SMS communications, you agree to these Terms.

Note: These Terms are intended to align with SMS compliance requirements and should reflect your actual business practices.


1. Use of Our Services

By using our services, you agree to provide accurate, complete, and current information. You agree to use our services only for lawful purposes. Synergy Lending reserves the right to modify, suspend, or discontinue any portion of its services at any time without prior notice.


2. SMS Terms of Service

SMS Consent Communication

Phone numbers collected as part of the SMS consent process are used solely for communication related to Synergy Lending’s services.
SMS opt-in information and phone numbers are not shared with third parties for marketing purposes.


Types of SMS Communications

By consenting to receive SMS messages from Synergy Lending, you may receive text messages related to:

  • Conversational Messages

Standard messaging disclosures apply to all SMS communications.


Message Frequency

“Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status.”


Potential Fees for SMS Messaging

Message and data rates may apply.
Your mobile carrier may charge fees for messages sent or received, depending on your mobile plan. These charges may vary based on your carrier and whether messages are sent domestically or internationally.


Opt-In Method

You may opt in to receive SMS messages from Synergy Lending through the following method:

  • Submitting an online form that includes an SMS consent checkbox

Opt-Out Instructions

You may opt out of SMS messaging at any time by replying STOP to any SMS message you receive from Synergy Lending.

  • After opting out, you will no longer receive SMS messages from us.
  • You may opt back in at any time by replying START.

Standard Messaging Disclosures

  • Message and data rates may apply
  • Message frequency: 2–5 messages per customer, depending on service interaction
  • Standard messaging rates are determined by your mobile service provider
  • To opt out: Text STOP
  • For assistance: Text HELP to (888) 688-4278 or visit
    https://www.synergylendinginc.com/privacy-policy

3. Privacy

Your use of our services is also governed by our Privacy Policy, which explains how Synergy Lending collects, uses, and protects your personal information.


4. Third-Party Links

Our website may contain links to third-party websites. Synergy Lending is not responsible for the content, terms, or privacy practices of third-party sites.


5. Changes to These Terms

Synergy Lending reserves the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of our services after changes are posted constitutes acceptance of the revised Terms.


6. Contact Information

If you have any questions about these Terms & Conditions or our SMS communications, please contact us:

Synergy Lending
Phone: (888) 688-4278
Website: https://www.synergylendinginc.com/